Affiliated Business Arrangement Disclosure

This is to give notice that Tri Pointe Homes Nevada, Inc. (“TPHN”) has a business relationship with Tri Pointe Advantage Insurance Services, Inc. (“Advantage”), an insurance agency selling property, casualty, and other types of insurance. Specifically, TPHN’s ultimate parent entity, Tri Pointe Homes, Inc., indirectly owns 100% of TPHN and Advantage. Accordingly, any referral to Advantage may provide TPHN, its parent company and/or its affiliates with a financial or other benefit.

Set forth below is the estimated charge, or range of charges, for the settlement services offered by Advantage.

Homeowners—Annual premium rates for homeowners insurance vary substantially depending on many factors, including the type and amount of coverage; property value; home or community features, building materials used, type, age, location, and size of home; claims history; and other related factors. For example, assuming a new single-family home in Nevada with replacement homeowners insurance coverage in the approximate amount of $365,000, Advantage’s average annual premium rate is approximately $523 but ranges roughly between $470 and $548. Flood—Annual premium rates for flood insurance also vary considerably depending on many factors, including whether flood insurance is required or being purchased voluntarily, the location and value of the home, the flood risk that is perceived as being posed and other related factors. Generally, for voluntary flood risk insurance, the average annual premium is approximately $415 and typically ranges between $171 and $675. Flood insurance that is required will often cost more and depending on the situation could cost more than a thousand dollars a year. Please Note: The ranges of annual premium rates set forth herein are provided as examples only, are not a guarantee or warranty of the availability of any particular premium rate, and are subject to change without notice. Your annual premium rate may be higher.

You are NOT required to use Advantage as a condition for settlement of your loan on, or purchase, sale or refinance of, the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Acknowledgement: By clicking “Accept” below, I/we acknowledge that I/we have read this disclosure form, and understand that any referrals by TPHN for the above described settlement service(s) may result in TPHN, its parent company and/or its affiliates receiving a financial or other benefit.


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