First-Year Mortgage Rate as Low as 3.990%*

*Receive a special low mortgage interest (i.e., a rate buydown) from builder when you purchase an eligible Tri Pointe Homes® Bay Area home at one of our participating new home communities and finance the purchase of your new home through our affiliated mortgage company, Tri Pointe Connect®. Please contact our New Home Specialists or visit one of our New Home Galleries to learn which homes are eligible for the incentive, while supplies last. Certain loan programs may not qualify for the full incentive. The value of the incentive may vary, may not be applied to the purchase price of the home, and is subject to a cap. Any unused portion will be forfeited. Incentive does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. To receive the incentive, you must enter into a purchase agreement for an eligible home by 1/07/27and close by 2/21/27. Incentive not available on existing contracts. Incentive applied upon closing. May not be exchanged, redeemed in cash, or combined with other offers. Subject to availability and change without notice. Additional conditions or restrictions apply. See New Home Advisor for details. Federal and state taxes, if any, are the responsibility of the recipient. Void where prohibited. This is not an offer to lend. Rates effective 10/20/2026 and are based on a 90-day rate lock for Conventional 30 Year Fixed 1/0 Buydown financing. Loan scenario assumes $1,199,000 purchase price, loan amount of $959,920 and $76,794 in points and fees (paid by the builder as closing costs using your affiliate incentive). Owner occupied purchase with $239,980 down payment on a Conventional 30 Year Fixed 1/0 Buydown with 780 credit score. Rate of 4.99% (5.876% APR) is fixed for entire 30-year term, but the initial payments are reduced based on the buydown benefit. Buydown benefit for Year 1 is 1%, and years 2-30 are no longer discounted. First year monthly P&I payment of $4,577.27, and monthly P&I payment years 2-30 of $5,147.19 (all monthly P&I payments excludes taxes, insurance, HOA and other fees, so the actual monthly payment obligation will be greater). Rates, terms, and availability of programs are subject to change without notice. Additional terms may apply. Not all applicants will qualify. Available on select homesites only. May not be available at time of loan commitment or closing. Rates, terms, and availability of programs are subject to change without notice. Tri Pointe Connect, LLC NMLS ID 1250459. Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Law 60DBO43177. Locking your interest rate does not guarantee that your new home will be complete by the expiration of the interest rate lock period. You are responsible for paying, and will not receive any refund for, closing costs incurred if the loan does not close and/or is not funded through Tri Pointe Connect for any reason.