First-year rate of 3.625% (6.888% APR) FHA 30-Year Fixed Rate with Temp Buydown at Echo Highlands*

*Receive up to $43,458 in closing credit towards some or all builder paid non-recurring closing costs (depending on how you decide to allocate closing credit) when you purchase an eligible Echo Highlands homesite from Tri Pointe Homes®️ Inland Empire for list price and finance the purchase through our affiliated mortgage company, Tri Pointe Connect®️. Please contact our New Home Specialists or visit one of our New Home Galleries to learn which homes are eligible for the incentive, while supplies last. To receive the incentive, you must enter into a purchase agreement for an eligible home before 08/31/26. Not available on existing contracts. Incentives applied at closing. Certain loan programs may not qualify for rate buydowns or the full closing cost incentive. The offer, if any, to pay closing costs may be subject to a cap and does not include the payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Non-recurring closing costs include ONLY the following: (a) appraisal fee, (b) credit report fee, (c) final inspection fee, (d) title- settlement/closing fee, (e) title – lender title insurance, (f) title – endorsement fees, (g) title – CPL fee, and (h) HOA capital contribution and setup fees. You are responsible for any/all other closing costs, prepaids, taxes, insurance premiums/costs, mortgage installments and related fees/costs. Any unused portion will be forfeited. May not be exchanged, redeemed in cash, or combined with other offers. Additional conditions or restrictions apply. Federal and state taxes, if any, are the responsibility of the recipient. Void where prohibited. This is not an offer to lend. Rates effective 07/10/2026 and are based on a 60-day rate lock for Conventional financing. Loan scenario assumes $665,965 purchase price, loan amount of $653,902 and $43,458 in points and fees (up to $43,458 paid by the builder). Owner occupied purchase with $23,309 down payment and 740+ credit score. Rate of 5.625% (6.888% APR) is fixed for an entire 30-year term, but the initial payments are reduced based on the buydown benefit. Buydown benefit for Year 1 is 2%, Year 2 is at 1%, and years 3-30 are no longer discounted. First year initial P&I payment of $2,982.13, second year P&I payment of $3,361.97 and P&I payment 3-30 years of $3,764.23. Rates, terms, and availability of programs are subject to change without notice. Additional terms may apply. Not all applicants will qualify. Available on select homesites only. May not be available at the time of loan commitment or closing. Tri Pointe Connect, LLC NMLS ID 1250459. Rates, terms, and availability of programs are subject to change without notice. Tri Pointe Connect, LLC NMLS ID 1250459. Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Law 60DBO43177. You are responsible for paying, and will not receive any refund for, closing costs incurred if the loan does not close and/or is not funded through Tri Pointe Connect for any reason. Locking your interest rate does not guarantee that your new home will be complete by the expiration of the interest rate lock period. Additional services or upgrades may incur charges.