Receive a first-year rate as low as 3.750% (6.938% APR) FHA 30-year mortgage at Southcreek at Atwell

*Receive up to $28,000 in closing credit towards some or all builder paid non-recurring closing costs (depending on how you decide to allocate closing credit) when you purchase an eligible Southcreek at Atwell homesite from Tri Pointe Homes®️ Inland Empire for list price and finance the purchase through our affiliated mortgage company, Tri Pointe Connect®️. Please contact our New Home Specialists or visit one of our New Home Galleries to learn which homes are eligible for the incentive, while supplies last. To receive the incentive, you must enter into a purchase agreement for an eligible home and close by 12/31/26. Not available on existing contracts. Incentives applied at closing. Certain loan programs may not qualify for rate buydowns or the full closing cost incentive. The offer, if any, to pay closing costs may be subject to a cap and does not include the payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Non-recurring closing costs include ONLY the following: (a) appraisal fee, (b) credit report fee, (c) final inspection fee, (d) title- settlement/closing fee, (e) title – lender title insurance, (f) title – endorsement fees, (g) title – CPL fee, and (h) HOA capital contribution and setup fees. You are responsible for any/all other closing costs, prepaids, taxes, insurance premiums/costs, mortgage installments and related fees/costs. Any unused portion will be forfeited. This is not an offer to lend. Rates effective 09/11/2026 and are based on a 60-day rate lock for FHA 30 Year Fixed financing with Temporary Buydown. Loan scenario assumes 475,000 purchase price, loan amount of $466,396 and $27,698 in points and fees (up to $27,698 paid by the builder). Owner occupied purchase with $16,625 down payment on a FHA 30 Year Fixed + 2/1 Buydown with 660+ credit score. Rate of 5.750% (6.938% APR) is fixed for an entire 30-year term, but the initial payments are reduced based on the buydown benefit. Buydown benefit for Year 1 is 2%, Year 2 is 1% and years 3-30 are no longer discounted. First year initial P&I payment of $2,159.95, second year initial P&I payment of $2,432.94 and P&I payment 3-30 years of $3,2,721.76. Rates, terms, and availability of programs are subject to change without notice. May not be exchanged, redeemed in cash, or combined with other offers. Additional conditions or restrictions apply. Federal and state taxes, if any, are the responsibility of the recipient. Void where prohibited. Paid utility cost incentive applies to standard utility services only and is non-transferrable/valid only for the initial purchaser of the property. Buyer must register with utility provider and agree to provider’s terms and conditions to receive incentive. Additional services or upgrades may incur charges. This is not an offer to lend. Subject to FHA eligibility.