Special Below Market Financing

*Receive a special low mortgage interest rate (i.e., a rate buydown) from builder when you purchase an eligible Tri Pointe Homes Sacramento home for list price at one of our participating new home communities and finance the purchase of your new home through our affiliated mortgage company, Tri Pointe Connect. Please contact our New Home Specialists or visit one of our New Home Galleries to learn which homes are eligible for the rate buydown incentive, while supplies last. To receive the rate buydown incentive, you must enter into a purchase agreement for an eligible home between 2/01/2026 and 2/28/2026 and close by 3/31/26. Incentive not available on existing contracts. Certain loan programs may not qualify for the full rate incentive. The value of rate incentive may vary, may not be applied to the purchase price of the home, and is subject to a cap. Rate incentive does not include the payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Any unused portion will be forfeited. Rate incentive will be applied at closing. May not be exchanged, redeemed in cash, or combined with other offers. Additional conditions or restrictions apply. Federal and state taxes, if any, are the responsibility of the recipient. Void where prohibited. This is not an offer to lend. Rates effective 1/28/2026 and are based on a 60-day rate lock for FHA financing (subject to FHA eligibility). Comparison “Event Scenario” versus “Market Rate Scenario” assumes an owner-occupied purchase with a $530,000, purchase price, loan amount of $511,450, $18,550 down payment, plus UFMIP $8,950, and 780 credit score. Event Scenario: Rates effective 01/28/26 and based on a 60-day rate lock for FHA 30-year fixed 2/1 temporary buydown financing, with a rate of 5.49% (6.596% APR) and $26,500 in points and fees (paid by the builder). The rate is fixed for the entire 30-year term, but the initial payments are reduced based on the following temporary buydown benefit: Year 1 is 2%, Year 2 is 1%, and Years 3-30 no longer discounted. Year 1 monthly P&I payment is $2,333, Year 2 is $2,633 Years 3-30 are $2,951. Market Rate Scenario: Rates effective 01/28/26 and based on a 60-day rate lock for FHA 30-year fixed financing, with an interest rate of 6.125% (6.915% APR), monthly P&I payment of $3,162 and $0 in points and fees. All monthly P&I payments exclude taxes, insurance, HOA and other fees, so the actual monthly payment obligations will be greater. Additional terms may apply. Not all applicants will qualify. Available on select homesites only. May not be available at time of loan commitment or closing. Rates, terms, and availability of programs are subject to change without notice. Tri Pointe Connect, LLC (NMLS ID 1250459/Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Law 60DBO43177). You are responsible for paying, and will not receive any refund for, closing costs incurred if the loan does not close and/or is not funded through Tri Pointe Connect for any reason. Locking your interest rate does not guarantee that your new home will be complete by the expiration of the interest rate lock period. The prices of our homes, included features, plans, specifications, promotions/incentives, neighborhood build-out and available locations are subject to change without notice. No information or material herein is to be construed to be an offer or solicitation for sale. Not all features and options are available in all homes. Unless otherwise expressly stated, homes do not come with hardscape, landscape, or other decorator items. Any photographs or renderings used herein reflect artists’ conceptions and are for illustrative purposes only. Photographs or renderings of people do not depict or indicate any preference regarding race, religion, gender, sexual orientation, disability, familial status, or national origin. Our name and the logos contained herein are registered trademarks of Tri Pointe Homes, Inc. and/or its subsidiaries. 2026 Tri Pointe Homes Holdings, Inc. California Contractor’s License No. 1018637. California DRE License No. 02025660. All rights reserved.