
12046 MIRCADO WAY
Rancho Cordova, CA
$699,000
Homesite 64 • Plan 2 floorplan
4
Beds
3
Baths
2
Bay Garage
2,557
Sq. Ft.


More thoughtful spaces. More modern design. More moments that feel like home. During the Tri Pointe Homes® Live Brilliantly Sales Event, discover a home designed to brighten the way you live every day. Explore select new homes featuring inspired spaces, innovative design, and modern comfort. Take advantage of a rate buydown on a 30-year fixed conventional mortgage with rates as low as 4.99% (5.576% APR) on select homesites.* Now’s the time to live brilliantly.
30-Year Fixed Conventional* NEW HOME PURCHASE $716,708 Sample Home Price | ||
|---|---|---|
Event Financing | 4.99% (5.576% APR)* Potential Below Market Interest Rate | $3,074* Monthly P&I |
Market Rate | 7.00% (7.095% APR)* Market Interest Rate | $3,814* Monthly P&I |

*Receive a mortgage interest rate lock and buydown incentive from builder when you purchase an eligible Tri Pointe Homes®️ Sacramento home at one of our participating new home communities and finance the purchase of your new home through our affiliated mortgage company, Tri Pointe Connect®. Please contact the community New Home Gallery to learn which homes are eligible for the incentive, while supplies last. Certain loan programs may not qualify for the full incentive. The value of the incentive may vary, may not be applied to the purchase price of the home, and is subject to a cap. Any unused portion will be forfeited. Incentive does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. To receive the incentive, you must enter into a purchase agreement for an eligible home by 8/31/26 and close by 10/31/26. Incentive not available on existing contracts. Incentive applied upon closing. May not be exchanged, redeemed in cash, or combined with other offers. Subject to availability and change without notice. Additional conditions or restrictions apply. See New Home Advisor for details. Federal and state taxes, if any, are the responsibility of the recipient. Void where prohibited. This is not an offer to lend. Comparison “Event Scenario” versus “Market Rate Scenario” assumes an owner-occupied purchase with a $716,708 purchase price, loan amount of $573,366, $143,341 down payment, and 780 credit score. Event Scenario: Rates effective 08/10/26 and based on a 90-day rate lock for Conventional 30-year fixed permanent buydown financing, with a rate of 4.99% (5.576% APR) and $31,535 in points and fees (paid by the builder). The rate is fixed for the entire 30-year term, monthly P&I payment of $3,074. Market Rate Scenario: Rates effective 08/13/26 and based on a 60-day rate lock for Conventional 30-year fixed financing, with an interest rate of 7.00% (7.095% APR), monthly P&I payment of $3,814 and $0 in points and fees. All monthly P&I payments exclude taxes, insurance, HOA and other fees, so the actual monthly payment obligations will be greater. Additional terms may apply. Not all applicants will qualify. Available on select homesites only. May not be available at time of loan commitment or closing. Rates, terms, and availability of programs are subject to change without notice. Tri Pointe Connect, LLC (NMLS ID 1250459/Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Law 60DBO43177). You are responsible for paying, and will not receive any refund for, closing costs incurred if the loan does not close and/or is not funded through Tri Pointe Connect® for any reason. Locking your interest rate does not guarantee that your new home will be complete by the expiration of the interest rate lock period. The prices of our homes included features, plans, specifications, promotions/incentives, neighborhood build-out and available locations are subject to change without notice. No information or material herein is to be construed to be an offer or solicitation for sale. Not all features and options are available in all homes. Unless otherwise expressly stated, homes do not come with hardscape, landscape, or other decorator items. Any photographs or renderings used herein reflect artists’ conceptions and are for illustrative purposes only. Photographs or renderings of people do not depict or indicate any preference regarding race, religion, gender, sexual orientation, disability, familial status, or national origin. Our name and the logos contained herein are registered trademarks of Tri Pointe Homes, Inc. and/or its subsidiaries. © 2024 Tri Pointe Homes Holdings, Inc. California Contractor’s License No. 1018637. California DRE License No. 02025660. All rights reserved.
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No, only a select number of homes or homesites are released for sales at a time. Each release will contain a variety of homesite options. If your desired home or homesite is not available when your appointment date and time arrives, there may be a similar homesite available to choose, or you may choose to defer to a future homesite release and maintain your place in the priority group. However, there may be price increases in future homesite releases.
A soft pull credit check will be run after you submit your online pre-qualification application with our affiliated mortgage company, Tri Pointe Connect®. If you have received a positive pre-qualification letter within the past 90 days, your credit will not be pulled again.
No, if you’ve received a prequalification letter from our affiliated mortgage company, Tri Pointe Connect®, that included a credit authorization within the last 90 days, your credit report will not be pulled again if you leave the ‘credit authorization’ box unchecked in the online application. Your credit report will need to be pulled again if over 90 days old, or closer to when you’ll be purchasing your new home.
No, if you plan to purchase your home with cash you will need to provide proof of funds to the New Home Advisor you are working with.
A priority group is used to establish the order of buyers’ appointments to select a homesite and purchase a home. You can join the priority group and submit a pre-qualification application for each community that you’re interested in by clicking the ‘Get Pre-Qualified’ link on the desired community page.
Joining the interest list is the first step to your path to homeownership. We recommend that you sign up on the Tri Pointe Homes website to get the latest updates and information about the community you are interested in. Joining the priority group for that community is the next step to take by submitting your online pre-qualification application with our affiliated mortgage company, Tri Pointe Connect®, to be eligible to purchase a home in an upcoming homesite release.
Your place in the community priority group is based on multiple factors, including the date and time of your submission to join the priority group and become a member, and whether you are a contingent or non-contingent customer. The number of customers in a community priority group changes frequently as each customer in the priority group has different preferences for specific homesites or floorplans that are released for sale. Therefore, a priority group member's placement in the priority group is ever-changing and not shared with the public.
Your place in the community priority group is based on multiple factors, including the date and time of your submission to join the priority group and become a member, and whether you are a contingent or non-contingent customer. To be eligible to purchase a home, you need to receive a positive pre-qualification letter from Tri Pointe Connect®, before the date that the home or homesite is made available for sale. We make no guarantee that a particular home or homesite will be available and reserve the right to make changes to the priority group and the terms and conditions governing the same, at any time without notice.