First-Year Interest Rates as Low as 2.875% (5.443% APR) + FREE Blinds*

*During the Start Your Story Sales Event, receive a special low mortgage interest rate (i.e., a rate buydown) from builder, and complimentary whole home blinds package when you purchase an eligible Tri Pointe Homes®️ Charlotte homesite in select communities for list price (while supplies last) by 1/1/26, finance the purchase of your new home through our affiliated mortgage company, Tri Pointe Connect. Incentives may not be applied to the purchase price of the home. Not available on existing contracts. Incentive 2″ Cordless Faux Wood Blinds on select windows throughtout the home (all windows may not recieve coverings). Buyer is responsible for any extra costs or upgrades beyond the costs of the promotional blinds package. Promotion limited to available and “in stock” builder-selected blinds in the brands, sizes, styles, colors, finishes, models, types, locations, and capacities selected by the builder, while supplies last. Please contact our New Home Specialist or visit our New Home Gallery to learn which homes are eligible for the incentive, while supplies last. To receive the incentive, you must enter into a purchase agreement for an eligible home before 01/01/26 and close by 1/31/26. Not available on existing contracts. Incentives applied at closing. Certain loan programs may not qualify for rate buydowns or the full closing cost incentive. The offer, if any, to pay closing costs may be subject to a cap and does not include the payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Non-recurring closing costs include ONLY the following: (a) appraisal fee, (b) credit report fee, (c) final inspection fee, (d) title- settlement/closing fee, (e) title – lender title insurance, (f) title – endorsement fees, (g) title – CPL fee, and (h) HOA capital contribution and setup fees. You are responsible for any/all other closing costs, prepaids, taxes, insurance premiums/costs, mortgage installments and related fees/costs. Any unused portion will be forfeited. May not be exchanged, redeemed in cash, or combined with other offers. Additional conditions or restrictions apply. Federal and state taxes, if any, are the responsibility of the recipient. Void where prohibited. This is not an offer to lend. Rates effective 12/30/2025 and are based on a 90-day rate lock for conventional financing. Southmont Comparison “event” versus “market” rate loan scenarios assume $379,990 purchase price, loan amount of $341,991, owner occupied purchase with a $37,999 down payment and a 740 credit score. Market Scenario assumes a rate of 6.375% (6.447% APR) for conventional 30-year fixed financing, with a monthly P&I payment of $2,134. Event Scenario assumes a rate of 4.875% (5.443% APR) on 7/6 ARM 2/1 Buydown financing with $16,456 in points and fees (paid by the builder). Rate is fixed for a conventional 7-year term, but the initial payments are reduced based on the following buydown benefit: Year 1 is 2%, Year 2 is 1%, and Years 3-7 are at the event financing ARM rate. First year monthly P&I payment of $1,419, second year monthly P&I payments of $1,609 and monthly P&I payments for years 3-7 of $1,810. The rate may adjust after 84 months and every 6 months thereafter with a 5% maximum initial adjustment. The rate cannot change more than 1% each subsequent adjustment period. The maximum interest rate is 9.875% which would yield a monthly P&I payment of $2,970 All monthly P&I payments exclude taxes, insurance, HOA and other fees, so the actual monthly payment obligation will be greater. All monthly P&I payments exclude taxes, insurance, HOA and other fees, so the actual monthly payment obligation will be greater). Rates, terms, and availability of programs are subject to change without notice. Additional terms may apply. Not all applicants will qualify. Available on select homesites only. May not be available at time of loan commitment or closing. You are responsible for paying, and will not receive any refund for, closing costs incurred if the loan does not close and/or is not funded through Tri Pointe Connect for any reason. Locking your interest rate does not guarantee that your new home will be complete by the expiration of the interest rate lock period. Tri Pointe Connect LLC (NMLS ID 1250459/Licensed by the NC Commissioner of Banks, Mortgage Broker B-185925 and the SC Department of Consumer Affairs, Mortgage Broker). The prices of our homes, included features, plans, specifications, incentives, neighborhood build-out and available locations are subject to change without notice. No information or material herein is to be construed to be an offer or solicitation for sale. Not all features and options are available in all homes. Unless otherwise expressly stated, homes do not come with hardscape, landscape, or other decorator items. Any photographs or renderings used herein reflect artists’ conceptions and are for illustrative purposes only. Photographs or renderings of people do not depict or indicate any preference regarding race, religion, gender, sexual orientation, disability, familial status, or national origin. Our name and the logos contained herein are registered trademarks of Tri Pointe Homes, Inc. and/or its subsidiaries. ©️2025 Tri Pointe Homes Holdings, Inc. NC Contractor’s License No. 82776. NCREC License No. C30814. SC Contractor’s License No. CLG 122534. SCREC License No. 23927. All rights reserved.